[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ogivi.cz\/pravidelnost-to-je-to-oc-tu-bezi-investice\/#Article","mainEntityOfPage":"https:\/\/www.ogivi.cz\/pravidelnost-to-je-to-oc-tu-bezi-investice\/","headline":"Pravidelnost, to je to o\u010d tu b\u011b\u017e\u00ed! INVESTICE","name":"Pravidelnost, to je to o\u010d tu b\u011b\u017e\u00ed! INVESTICE","description":"Kdy\u017e disponuji v\u011bt\u0161\u00edm obnosem voln\u00fdch pen\u011bz, je zcela p\u0159irozen\u00fdm rozhodnut\u00edm jejich investice. \u00a0Na\u0161t\u011bst\u00ed nebo v\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech bohu\u017eel, je v\u0161ak p\u0159\u00edhodn\u00e9…","datePublished":"2019-06-24","dateModified":"2019-06-24","author":{"@type":"Person","@id":"https:\/\/www.ogivi.cz\/author\/#Person","name":"","url":"https:\/\/www.ogivi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ogivi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ogivi.cz\/wp-content\/uploads\/img_a347442_w2959_t1561719979.jpg","url":"https:\/\/www.ogivi.cz\/wp-content\/uploads\/img_a347442_w2959_t1561719979.jpg","height":0,"width":0},"url":"https:\/\/www.ogivi.cz\/pravidelnost-to-je-to-oc-tu-bezi-investice\/","wordCount":492,"articleBody":"Kdy\u017e disponuji v\u011bt\u0161\u00edm obnosem voln\u00fdch pen\u011bz, je zcela p\u0159irozen\u00fdm rozhodnut\u00edm jejich investice. \u00a0Na\u0161t\u011bst\u00ed nebo v\u00a0n\u011bkter\u00fdch p\u0159\u00edpadech bohu\u017eel, je v\u0161ak p\u0159\u00edhodn\u00e9 na\u010dasov\u00e1n\u00ed zcela kl\u00ed\u010dov\u00e9. Sta\u010d\u00ed jeden jedin\u00fd den a investi\u010dn\u00ed n\u00e1stroje mohou z\u00edskat nebo naopak zcela ztratit svou hodnotu. V sou\u010dasn\u00e9 chv\u00edli, ani dlouhodob\u00fd v\u00fdvoj trhu jednor\u00e1zov\u00fdm vklad\u016fm nep\u0159eje. Dev\u00edtilet\u00fd r\u016fst cen akci\u00ed je druh\u00fd nejdel\u0161\u00ed v\u00a0historii.\tPod\u00edl sem, pod\u00edl tamRozhodnu-li se ale pro um\u00edrn\u011bn\u011bj\u0161\u00ed metodu pravideln\u00e9ho investov\u00e1n\u00ed do pod\u00edlov\u00fdch fond\u016f, je riziko \u0161patn\u00e9ho timingu (a t\u00edm rizika ztr\u00e1ty prost\u0159edk\u016f) mnohan\u00e1sobn\u011b ni\u017e\u0161\u00ed. U tohoto zp\u016fsobu investov\u00e1n\u00ed je v\u0161ak pot\u0159eba za\u010d\u00edt vkl\u00e1dat pen\u00edze co nejd\u0159\u00edv, proto\u017ee rozhoduj\u00edc\u00edm faktorem je \u010cAS. I pouh\u00fd rok m\u016f\u017ee ve fin\u00e1ln\u00edm \u010d\u00edsle p\u0159edstavovat velk\u00fd rozd\u00edl. Pravdou je, \u017ee kdy\u017e budu investovat 950 K\u010d 30 let, budu m\u00edt v\u011bt\u0161\u00ed v\u00fdnos, ne\u017e kdy\u017e budu d\u00e1vat 1000 K\u010d po dobu 29 let. Kdo v\u0161ak m\u00e1 30 a v\u00edce let na to, aby nepot\u0159eboval pen\u00edze. Napadaj\u00ed m\u011b hned dv\u011b mo\u017en\u00e9 situace, kde se tato strategie m\u016f\u017ee vyplatit a to:–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Spo\u0159en\u00ed na d\u016fchod a t\u00edm p\u00e1dem jistota pro d\u016fstojn\u00fd konec \u017eivota.–\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Spo\u0159en\u00ed pro d\u011bti (spousta lid\u00ed za\u010d\u00edn\u00e1 investovat pr\u00e1v\u011b v\u00a0p\u0159\u00edpad\u011b narozen\u00ed potomka, kter\u00e9mu se budou v\u00fdnosy z\u00a0fond\u016f rozhodn\u011b hodit, a\u017e se bude sna\u017eit osamostatnit).\tNo stress!!!D\u016fle\u017eit\u00e9 u tohoto druhu hospoda\u0159en\u00ed s\u00a0pen\u011bzi je um\u011bn\u00ed nepanika\u0159it. Principem sm\u00ed\u0161en\u00e9ho pod\u00edlov\u00e9ho fondu je, \u017ee cca p\u016flku jeho portfolia tvo\u0159\u00ed bezpe\u010dn\u011bj\u0161\u00ed aktiva a zbytek je zpravidla tvo\u0159en rizikov\u011bj\u0161\u00edmi investicemi. Proto kdy\u017e n\u00e1m za\u010dnou hodnoty akci\u00ed klesat, berme to jako p\u0159\u00edle\u017eitost k\u00a0dokoupen\u00ed dal\u0161\u00edch, za mnohem ni\u017e\u0161\u00ed n\u00e1klady. Pravideln\u00fdm n\u00e1kupem pr\u016fm\u011bruji cenu cenn\u00fdch pap\u00edr\u016f, tzn., \u017ee nakupuji p\u0159i r\u016fstu i poklesu ceny. Je v\u00edce ne\u017e pravd\u011bpodobn\u00e9, \u017ee p\u0159\u00edle\u017eitost k\u00a0prodeji za vy\u0161\u0161\u00ed \u010d\u00e1stku ur\u010dit\u011b v\u00a0budoucnu nastane. Plat\u00ed zde jednoduch\u00e9 pravidlo, kter\u00e9 zn\u00e1me i z\u00a0\u010desk\u00fdch film\u016f: Levn\u011b nakoupit a hlavn\u011b draze prodat.Dal\u0161\u00ed nezanedbatelnou v\u00fdhodou pravideln\u00e9ho investov\u00e1n\u00ed nepochybn\u011b je, \u017ee se vyplat\u00ed ukl\u00e1dat i mal\u00e9 \u010d\u00e1stky, proto\u017ee co si budeme pov\u00eddat, v\u011bt\u0161ina \u010cech\u016f nem\u00e1 tolik voln\u00fdch prost\u0159edk\u016f k\u00a0jednor\u00e1zov\u00e9 investici, kter\u00e1 by se vyplatila. P\u0159itom v\u011bt\u0161ina bank nab\u00edz\u00ed mo\u017enost pravideln\u011b si ukl\u00e1dat pen\u00edze ji\u017e od 300 K\u010d m\u011bs\u00ed\u010dn\u011b, co\u017e jsou pen\u00edze, o kter\u00e9 za m\u011bs\u00edc nezchudnete, ale v\u00a0budoucnu byste d\u00edky nim mohli zbohatnout.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pravidelnost, to je to o\u010d tu b\u011b\u017e\u00ed! INVESTICE","item":"https:\/\/www.ogivi.cz\/pravidelnost-to-je-to-oc-tu-bezi-investice\/#breadcrumbitem"}]}]